The account number on Check is the main part of any bank account. These days almost everyone has an account at a bank or a post office. This tool has gradually established itself by combining two important characteristics: convenience and security. Convenience as it is very easy to have your money in an account rather than physically and securely transporting it for the same reason. If you don’t know your account number, rest assured. You can find this out in a number of ways and then use it to access your account at home or when traveling abroad. Remember to take precautions to keep it safe, such as storing it properly and destroying documents that contain it.
What is a bank account number?
The account number is used to identify your bank account. When you go to a bank branch to deposit or withdraw money, the first thing the operator will ask for is the account number in order to identify it and carry out the necessary checks. Certainly, it is not necessary to know it by heart, but it is always useful to have it on hand when you go to the bank. Your account number is essential for each transaction you intend to carry out on your account. If you accidentally forget or lose it, you absolutely have to find it. Skylight on various possible solutions!
How to find your account number from your checkbook?
The account number on Check ? Take a look at the second set of numbers at the bottom of your checks if you have a checkbook. The first set of numbers printed on the left at the bottom of the check are for your bank’s nine-digit routing number. The second set, which has 11 digits, is your account number. The third set of numbers, which is the shortest, is the check number. The account number is located between two identical symbols. It can, for example, have the following format: “⑆01234567823⑆”.
How do I find the account number from a bank statement?
Consult a physical or digital statement if you can. Your account number is printed on all bank statements you receive, whether they arrive by email or post. Find a recent number and locate the 11-digit number under “Account Number”. It is usually located at the top of the document, on the right or on the left.
How to use the bank’s application to find my account number?
Visit the website or use the bank’s mobile application to find your account number via the Internet. Visit your bank’s website from a computer or use the mobile app via a phone or tablet.
Once logged in, click on the account summary tab. Usually, the account number appears on this page. Otherwise, search the site or use the “Help” function to find the precious sesame.
How to find your bank account number by contacting your bank?
Contact your bank if none of the suggested methods work. Dial the phone number printed on the back of your credit card or search the Internet for the customer service number. The bank will most likely ask you for information like your name, social security number, and address to authenticate your identity.
At this point, you will be informed of your account number. Once the bank has given you your account number, be sure to keep it in a safe place, for example, in a filing cabinet or in your wallet.
How to find your account number from your IBAN?
The IBAN code, which identifies the holder and the bank, is made up of a long series of numbers and letters, which are of fundamental importance: each group of letters and numbers actually has its own precise information. The IBAN code of the current account consists of 22 characters divided into six parts:
- Country code: 2 letters indicating the country (FR for France)
- Control key: 2 numeric control characters;
- National code: 2 digits;
- SWIFT / BIC: 5 digits identifying the bank;
- CAB: 5 digits that identify the agency where the account was opened;
- Account: The last 11 digits identify the current account number.
Find your IBAN code in the account statement and in the Customer Center in the section dedicated to the current account.
How to protect your account number?
Use a secure internet connection to connect to your bank account remotely
While it may be tempting to access your account from a train station, store, or cafe, you should refrain from doing so. By using an unsecured WiFi connection, you put yourself at risk of identity theft. Connect remotely to your accounts or from the mobile application using only your mobile data or a secure WiFi connection.
Enter your bank account number only on secure sites
Your account number should only be provided to reputable websites. Before entering your account number to transfer funds or pay bills, make sure the site is secure. The URL must include the mention “HTTPS”, which is the secure version of the “HTTP” protocol.
Before entering your bank details, you must also verify that the padlock icon is present and the term “secure” is also present. If these elements are missing, refrain from entering your bank details, as hackers or malicious people could steal them.
Keep your bank documents properly
Keep your bank statements and checks in a safe place. Do not leave them lying around the house or in the car. Open and read your bank statements as they arrive, you can put them together with all the other documents with your bank account information in a safe place, like in a filing cabinet. Also, keep your checkbook in a safe place. Don’t just throw your old checks or bank statements in the trash, and don’t forget to shred them so no one can know your bank details.
Check your account regularly to prevent fraud. Periodically checking your bank statements is of utmost importance. Check that all your purchases have been invoiced correctly. If you notice the presence of unauthorized direct debits, you should immediately contact your bank for clarification.